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Tax Benefits for Adoption

There are two important tax breaks for those who adopt children under 18 or disabled individuals of any age who are unable to care for themselves. The first is an exclusion of up to $13,190 in 2014 ($13,400 in 2015) paid under an employee benefit plan that pays for adoption expenses, and a tax credit for up to $13,190 in 2014 ($13,400 in 2015) for expenses that were not reimbursed by your employer. The credit amount also applies for adoptions of children who are U.S. citizens or residents, and are determined to be "special needs children" by a state, even if the actual adoption expenses are less than that.

However, both tax breaks begin to be phased out for those with adjusted gross income (AGI) over $197,880 in 2014 ($201,010 in 2015). If your AGI is $237,880 in 2014 ($241,010 in 2015) or more, you can't claim any tax benefits for adoptions.

For more information, check out the following:



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